The Prime Visa is our top choice. With 5% cash back at Amazon.com, Amazon Fresh, and Whole Foods Market, the company’s branded credit card gives the best rewards return, even though it requires customers to have a qualifying Amazon Prime membership ($139 yearly, or $14.99 per month).
First Visa Awards
With an eligible Prime membership, you can earn an unlimited 5% cashback at Amazon.com, Amazon Fresh, and Whole Foods Market. You can also earn an unlimited 5% back on Chase Travel purchases, 2% back at gas stations, restaurants, and on local transportation and commuting (including ridesharing), and 1% back on all other purchases.
Yearly Charge
$0, however Prime membership is necessary.
Ordinary APR
19.49% – 27.49% fluctuation
Transfer Balance Charge
$5 or 4% of each transfer’s total amount, whichever is higher.
Transaction Fee for Exports
Not one
Pros
- No yearly charge
- $1000 gift card for Amazon.com upon acceptance; no minimum purchase amount
- 5% back at Whole Foods Market and Amazon.com
- There is no cost for purchases made outside of the US.
Cons
- Prime enrollment is necessary.
- The 5% grocery rebate is only valid for purchases made at Whole Foods Market or on Amazon.com.
Average Rewards
- After One Year: $792
- In 5 Years: $2,960
Let’s explore whether getting an Amazon Prime card costs money.
All of this is yours for just $0 each year, but first you must pay for an Amazon Prime subscription.
Annual Fee
$0, however membership in Amazon Prime is required.
Sign-up Bonus
Exclusively for Prime members, receive an immediate $100 Amazon Gift Card (or more) upon acceptance.
Prizes
- 5% back at Whole Foods Market and Amazon.com.
- Get 5% back when you shop at Chase Travel.
- 2% is refunded at gas stations and eateries.
- 2% back on commutes and local transportation (including ridesharing).
- 1% back on every other transaction.
- There are no foreign transaction fees.
Other Advantages
- Travel protections include travel accident insurance, reimbursement for misplaced luggage, insurance against baggage delays, emergency medical attention, collision damage waiver for rental cars, and roadside assistance.
- Added benefits include hotel reservations within the Visa Signature Luxury Hotel Collection and concierge services for Visa Signature.
Let’s get started: is there a free Amazon Prime shop card?
One of Amazon’s two credit cards available to Amazon Prime subscribers is the **Amazon Prime Store Card*. With this card, you can choose to take advantage of promotional interest-free financing or receive 5% cash back on Amazon purchases. Although there is no annual charge for this credit card, applying will require you to have an Amazon Prime subscription, which costs $139 per year. All year long, you can obtain the best rewards rate of 5% on purchases made on Amazon.com and its collection of brands. As opposed to other credit card welcome bonuses, which require you to reach a specific spending level, Amazon gives you a $100 gift card** as soon as your account is approved.
The next question is, "Is the Amazon card and the Prime card the same?"
Synchrony Bank issues Amazon store cards, which are store-exclusive cards that may only be used at Amazon. As a result, they may only be redeemed for incentives related to Amazon purchases. Conversely, Amazon Visa credit cards are standard credit cards that may be used at Amazon and any other store that takes Visa credit cards. They are provided by Chase. The Amazon Prime Store Card, which allows you to earn 5% back at Amazon.com, is one type of Amazon store card. One example of an Amazon Visa credit card is the Prime Visa, which offers 1% cash back on all other transactions, 2% cash back at restaurants and gas stations, 1% cash back at Whole Foods Market, and 5% cash back at Amazon.com, as well as on purchases made with Chase Travel. Less perks are usually associated with Amazon store cards, which instead concentrate on financing alternatives for eligible Amazon purchases. On the other hand, credit cards issued by Amazon Visa offer a number of advantages, such as purchase protection, travel rewards, and financing for qualified Amazon purchases.